With the offline method, the applicant can get the encumbrance certificate within 15-30 days, while with the online process, the applicant can get the certificate within 3-5 days.

Yes, an individual can apply for an encumbrance certificate online, but only in some states in India, that is, Andhra Pradesh, Telangana, Kerala, Tamil Nadu and Uttar Pradesh.

An encumbrance certificate (EC) can be obtained from the sub-registrar’s office in the applicant’s region. All property registration procedures are handled at the Sub-Registrar’s office.

Encumbrance certificates are required when buying or selling property, applying for a home loan, or withdrawing money from PF.

An encumbrance certificate verifies whether a property or land is free of financial or legal obligations, such as liens or pending loans.